Financial Advice

Emergency!!

I think it’s safe to say that many people, millennials mostly, are not set up to financially handle an emergency. If you follow Dave Ramsey, his first Baby Step is to have an emergency fund of $1,000. To be clear, I don’t necessarily follow his steps, but I do agree with having an emergency fund.… Continue reading Emergency!!

My Life

5 Reasons I Won’t Be Buying A House in 2019

So, my biggest goal this year was to buy a house. I set this goal in the middle of last year. After talking to a friend who is a financial consultant and listening to the latest podcast on Experiencing Motherhood Single and Black, it seems that buying a house just isn’t logical right now. Here… Continue reading 5 Reasons I Won’t Be Buying A House in 2019

Financial Advice

Financial Friday: USAA Credit Card and Loan Debt is Paid

    I’m debt free!!! Well, with USAA I am. I made my last credit card payment with them on May 31 and it just now hit my account. I cannot be happier. I owed them a total of $5,000 in credit cards and a personal loan. I have paid off and closed all accounts.… Continue reading Financial Friday: USAA Credit Card and Loan Debt is Paid

Financial Advice

Financial Friday: Why are Black People in So Much Debt?

DISCLAIMER: I AM NOT A FINANCIAL COACH OR ADVISOR Out of all Americans, my people are the most in debt. We have the highest debts, even those of us who live in low income areas. Why? I blame lack of knowledge, the environment, rappers, Black reality shows, financial ignorance, etc. There are many things to… Continue reading Financial Friday: Why are Black People in So Much Debt?

Financial Advice

Financial Friday: How I Got In Debt

DISCLAIMER: I AM NOT A FINANCIAL ADVISOR OR COACH My goal is to be out of debt by this time next year. This goal is still feasible but I am not going to stress myself trying to make it happen. I owe $21k in student loans and $10k+ to my bank. So, in essence, I… Continue reading Financial Friday: How I Got In Debt

Financial Advice

Financial Friday

DISCLAIMER: I AM NOT A FINANCIAL COACH OR CONSULTANT In the past month or so, I stumbled upon a guy on Periscope named Shanaan Dawda. He is a financial coach and I have heard several different financial coaches but his scopes caught my attention. For starters, he's only two years older than me and he has… Continue reading Financial Friday