My Life

5 Reasons I Won’t Be Buying A House in 2019

So, my biggest goal this year was to buy a house. I set this goal in the middle of last year. After talking to a friend who is a financial consultant and listening to the latest podcast on Experiencing Motherhood Single and Black, it seems that buying a house just isn’t logical right now. Here… Continue reading 5 Reasons I Won’t Be Buying A House in 2019

Financial Advice

Financial Friday: Acquiring More Debt

FML. That’s my thoughts early this morning. As I was reviewing my budget planner for the last six months, I was shocked st how much money I was just throwing away (I’ll post a pic of my final budget review tomorrow). I was literally floored at how much I spent on groceries, eating out and… Continue reading Financial Friday: Acquiring More Debt

My Life

I’m back!!

The holidays have past, and school has started again. These past couple of weeks have been nice being off from work. I am not one who cares much for holidays, but I do love spending time with my family. December was our first cold winter in a while. With temperatures in the 40s (that's cold… Continue reading I’m back!!

Financial Advice

Financial Friday: Why are Black People in So Much Debt?

DISCLAIMER: I AM NOT A FINANCIAL COACH OR ADVISOR Out of all Americans, my people are the most in debt. We have the highest debts, even those of us who live in low income areas. Why? I blame lack of knowledge, the environment, rappers, Black reality shows, financial ignorance, etc. There are many things to… Continue reading Financial Friday: Why are Black People in So Much Debt?

Financial Advice

Financial Friday: My Plan To Get Out Of Debt

DISCLAIMER: I AM NOT A FINANCIAL ADVISOR OR COACH. Editor's note: I noticed that I had forgot to include that I owed the IRS money in my last post. I owed them almost $500 and as of yesterday, have paid them off. That freed up $25 every month that is now going to one of… Continue reading Financial Friday: My Plan To Get Out Of Debt

Financial Advice

Financial Friday: How I Got In Debt

DISCLAIMER: I AM NOT A FINANCIAL ADVISOR OR COACH My goal is to be out of debt by this time next year. This goal is still feasible but I am not going to stress myself trying to make it happen. I owe $21k in student loans and $10k+ to my bank. So, in essence, I… Continue reading Financial Friday: How I Got In Debt

Financial Advice

Financial Friday

DISCLAIMER: I AM NOT A FINANCIAL COACH OR CONSULTANT In the past month or so, I stumbled upon a guy on Periscope named Shanaan Dawda. He is a financial coach and I have heard several different financial coaches but his scopes caught my attention. For starters, he's only two years older than me and he has… Continue reading Financial Friday