Financial Advice

Emergency!!

I think it’s safe to say that many people, millennials mostly, are not set up to financially handle an emergency. If you follow Dave Ramsey, his first Baby Step is to have an emergency fund of $1,000. To be clear, I don’t necessarily follow his steps, but I do agree with having an emergency fund.… Continue reading Emergency!!

Financial Advice

Financial Friday: Angela, The Novice Wealthbuilder

The #debtfreecommunity on Instagram is rapidly growing and so many millennials are becoming debt free. If you’ve been following me for a while, you know I’m on a journey to becoming debt free. Through this community, I’ve sesrched for, found, and still searching for single black moms who are either debt free or working towards… Continue reading Financial Friday: Angela, The Novice Wealthbuilder

Financial Advice

Financial Friday: Acquiring More Debt

FML. That’s my thoughts early this morning. As I was reviewing my budget planner for the last six months, I was shocked st how much money I was just throwing away (I’ll post a pic of my final budget review tomorrow). I was literally floored at how much I spent on groceries, eating out and… Continue reading Financial Friday: Acquiring More Debt

Financial Advice

Financial Friday: USAA Credit Card and Loan Debt is Paid

    I’m debt free!!! Well, with USAA I am. I made my last credit card payment with them on May 31 and it just now hit my account. I cannot be happier. I owed them a total of $5,000 in credit cards and a personal loan. I have paid off and closed all accounts.… Continue reading Financial Friday: USAA Credit Card and Loan Debt is Paid