This week was a week of firsts for me. Due to hurricane Harvey, we had to start school two weeks later. Just wrapped up the first week and I feel like I’ve really gotten a feel for all 70 of my students and we have gotten into sort of a routine. Now it’s time to really get into teaching writing (did I mention that I am a 4th grade writing teacher?! I’m still stoked about that).
I’ve gotten a feel for the school and working in a public school as well as a district (last year I worked at a charter school). I prefer a public school because of the surmountable resources, trainings and help from other teachers.
I ended the week with making my first adult purchase that was not financed or charged to a card: I bought a couch!!! You all have no idea at how absolutely lit I was when I swiped my debit card. The fact that I swiped my card and didn’t feel like I was going to have a heart attack, that was a long time coming. I have been working so hard, living paycheck-to-paycheck for so many years (6 years to be exact), going from job to job (8 jobs in the past 6 years and that does not include freelancing, UberEats, Postmates, Lyft, Shipt and being an author and YouTuber) and taking out loans and credit cards just to stay afloat. Granted during this time I was living with my mom, however, my bills are my bills.
Now that I have paid off those loans, credit cards, IRS and teacher certification program, I am able to make adult purchases such as buying a couch, in cash. I actually felt like an adult. People always ask at what moment do you feel like you were an actual adult. It wasn’t the real job, getting my first apartment, getting my first car (or second or third), or having actual bills. It was being able to make such a large purchase and not feel my chest tighten or have to look at my bank account. To live comfortably and not be worried about money 24/7.
I say all of this to say that you don’t have to be controlled by money. Take charge of that money and your life. No one else will do it for you and I know that all of this seems cliché and repetitive, however, it works. Budgeting, saying no to extracurricular activities, saying no to Chipotle (that was hard af, and now I want Chipotle), saying no to Starbucks, the club, the movies, dinner, lunch, whatever. A couple years of just saying no, has paid off for the countless years of living reckless and saying yes, balling with no money of my own (all charged or borrowed).
Let me know your financial journey in the comments below.
xoxo The Black Vegan Author